How To Save Credit Card Details In Woocommerce

As a passionate e-commerce fanatic, I recognize the significance of delivering a smooth shopping experience for clients. A critical component of this is enabling clients to securely store their credit card information for future transactions. In this article, I will walk you through the steps of saving credit card details in WooCommerce, a highly sought-after e-commerce platform.

Why Save Credit Card Details?

Saving credit card details can greatly improve the checkout process for your customers. It eliminates the need for them to re-enter their information every time they make a purchase, saving them time and effort. Additionally, it can increase customer loyalty and encourage repeat purchases, as customers can easily make future transactions without any hassle.

Enabling Credit Card Saving in WooCommerce

Before we dive into the technical details, it’s important to note that the storage and handling of credit card details come with certain legal and ethical considerations. Storing sensitive customer information requires adherence to strict security protocols to protect against unauthorized access or data breaches. Always consult with legal and security professionals to ensure compliance with applicable laws and regulations.

That being said, WooCommerce provides built-in functionality to allow customers to save their credit card details securely. Here’s how you can enable it:

  1. Navigate to the WordPress admin dashboard and go to WooCommerce > Settings.
  2. Click on the “Payments” tab.
  3. Choose a payment gateway that supports credit card saving. Some popular options include Stripe, PayPal, and Authorize.Net.
  4. Configure the payment gateway settings, including enabling the option to save credit card details.

Once you’ve completed these steps, your customers will have the option to save their credit card details during the checkout process. The saved credit card information will be securely stored in accordance with the payment gateway’s security measures.

Handling Saved Credit Card Details

Now that you have enabled credit card saving, you need to consider how you will handle and process the saved credit card details. It’s crucial to follow best practices to ensure the security and privacy of your customers’ information.

First and foremost, never store the actual credit card numbers on your server or database. Instead, utilize tokenization, a process that replaces sensitive data with a unique identifier called a token. The token can be used to securely reference the credit card details stored with the payment gateway.

When processing transactions using the saved credit card details, WooCommerce will send the token to the payment gateway, which will then verify and process the transaction on your behalf. This way, sensitive data remains securely stored with the payment gateway, reducing your liability and maintaining customer trust.


Enabling customers to save their credit card details in WooCommerce can enhance their shopping experience and encourage repeat purchases. By following the steps outlined above and adhering to security best practices, you can provide a convenient and secure solution for your customers.

Remember to always prioritize the security and privacy of your customers’ information. If you have any doubts or concerns, consult with legal and security professionals to ensure compliance with applicable laws and regulations.