How Do I Find My Iban And Swift Code

How To Articles

As someone who has had to navigate the complexities of international banking, I know how frustrating it can be to find your IBAN and SWIFT code. These codes are essential for international transfers and ensuring the smooth flow of funds between different banks. In this article, I will guide you through the step-by-step process of finding your IBAN and SWIFT code, and share some personal insights along the way.

The IBAN: Your International Bank Account Number

Let’s start with the IBAN, which stands for International Bank Account Number. This unique code is used to identify bank accounts in countries that have adopted the IBAN system. It consists of a country code, two check digits, and a series of alphanumeric characters that represent your specific bank account.

It’s important to note that the exact format of the IBAN can vary depending on the country and the bank. However, there are a few common elements that can help you in your search.

If you are unsure where to find your IBAN, the first place to look is your bank statement. Most banks include the IBAN information on your monthly statement. It is usually listed along with other account details, such as your account number and sort code.

If you don’t have access to your bank statement, you can also check your online banking portal. Look for a section that displays your account details or settings. Some banks may even have a dedicated section for international transfers, where you can find your IBAN.

If you are still unable to locate your IBAN, don’t worry. You can always contact your bank directly and ask them to provide you with the necessary information. They should be able to assist you in a timely manner.

The SWIFT Code: Connecting Banks Worldwide

Now let’s turn our attention to the SWIFT code, also known as the Bank Identifier Code (BIC). This code is used to identify specific banks and financial institutions when conducting international transactions.

Similar to the IBAN, the SWIFT code consists of a combination of letters and numbers. It typically has either 8 or 11 characters, with the first four letters representing the bank’s name, the next two letters indicating the country code, and the final two characters denoting the location of the specific branch.

So, how can you find your SWIFT code? Fortunately, there are several resources available to help you with this.

One of the quickest ways to find your SWIFT code is by using an online SWIFT code lookup tool. There are many websites that provide such services, where you can simply enter your bank’s name and location to retrieve the corresponding SWIFT code.

Alternatively, you can also refer to your bank’s official website. Most banks have a dedicated section for international banking services, where they provide information on SWIFT codes. Look for a support or FAQ page that covers international transfers or payments.

If all else fails, you can always contact your bank directly. They will be able to provide you with the accurate SWIFT code for your specific branch.


Finding your IBAN and SWIFT code may seem like a daunting task, but with the right resources and a little patience, it can be easily accomplished. Remember to check your bank statement and online banking portal first, and if you’re still unable to locate the codes, don’t hesitate to reach out to your bank for assistance.

Having these codes readily available will not only ensure smooth international transactions but also save you valuable time and avoid any unnecessary delays. So, take the time to find your IBAN and SWIFT code, and keep them handy for all your future international banking needs.