How To Use Venmo Balance Instead Of Card

Hey there! Welcome to my blog. Today, I’m going to walk you through how to use your Venmo balance instead of your card. This feature is super handy, especially if you have some money sitting in your Venmo account and want to utilize it for payments. So, let’s dive right in!

Step 1: Link your bank account

The first thing you need to do is link your bank account to your Venmo account. This will allow you to transfer money between your bank account and Venmo balance seamlessly. To do this:

  1. Open the Venmo app on your phone and tap on the menu icon in the top-left corner.
  2. Scroll down and tap on “Settings”.
  3. Select “Payment Methods”.
  4. Tap on “Add a Bank or Card”.
  5. Select “Bank Account” and enter your account details.
  6. Follow the prompts to complete the bank account linking process.

Once your bank account is linked, you can easily transfer money to your Venmo balance whenever you want.

Step 2: Transfer money to your Venmo balance

Now that your bank account is linked to your Venmo account, you can transfer money from your bank account to your Venmo balance. Here’s how:

  1. Open the Venmo app and tap on the menu icon.
  2. Select “Settings” and then “Payment Methods”.
  3. Tap on “Transfer to Bank” and choose the amount you want to transfer.
  4. Confirm the transfer by tapping “Transfer”.

Once the transfer is complete, the money will be added to your Venmo balance and you can use it for payments.

Step 3: Make payments with your Venmo balance

Now that you have money in your Venmo balance, it’s time to start using it for payments instead of your card. Here’s how:

  1. Open the Venmo app and find the person or business you want to pay.
  2. Enter the payment amount.
  3. In the “What’s it for?” field, add a note or description if needed.
  4. Tap “Pay” to complete the payment using your Venmo balance.

That’s it! Your payment will be deducted from your Venmo balance instead of your card.

Conclusion

Using your Venmo balance instead of your card is a great way to make the most of the money you have in your Venmo account. By linking your bank account, transferring money to your Venmo balance, and making payments directly, you can ensure that your Venmo balance is put to good use. So, go ahead and give it a try!